Which of the following is NOT included in U.L.I.A.R.S?

The correct answer pertains to the fact that U.L.I.A.R.S, which stands for Uninsured and Underinsured Motorist Laws, includes offenses that directly pertain to the operation of a vehicle and the responsibilities of drivers. Leaving the scene of a personal injury, operating under the influence, and refusal to submit or stop are all actions that can lead to increased risk for other drivers and thus relate directly to motorist conduct under law.

Failure to pay tolls, on the other hand, while a vehicular issue, does not directly impact the safety or legality of vehicle operation in the context of driver behavior at the time of operation. It is considered a financial or regulatory offense rather than one that affects the safety of the roadway or the interaction between vehicles. This distinction is why it is not included in the set of actions covered by U.L.I.A.R.S. The focus of U.L.I.A.R.S is on actions that create liabilities and risks associated with vehicular operation and safety, making the correct answer pertinent to the specific context of driver liabilities and conduct.