What is the minimum auto insurance coverage required in Massachusetts?

The minimum auto insurance coverage required in Massachusetts reflects the standards set by state law, which mandates that drivers must have specific coverage limits in certain areas. The correct choice specifies that individuals must carry a minimum of $20,000 in coverage for injury to one person and $40,000 for injury to multiple persons, along with $5,000 for property damage.

This tiered structure is designed to provide a basic level of financial protection for bodily injuries and property damage in the event of an accident. The higher limits for bodily injury reflect a recognition of the potential costs associated with medical care and related expenses after an accident, ensuring that victims can receive necessary compensation. Property damage coverage is also vital, as it covers damages to another person’s vehicle or property caused by an insured driver.

Massachusetts is one of the states that emphasizes the importance of adequate insurance to ensure that all road users are protected financially, thus contributing to safer roads overall. The other options do not align with the Massachusetts legal requirements for auto insurance and therefore do not accurately reflect the state's minimum coverage standards.