What is a 'driving record'?

A 'driving record' refers specifically to the documentation of an individual's history regarding traffic violations and accidents. This record is maintained by the Department of Motor Vehicles (DMV) or equivalent authority and serves as an official account of the driver's behavior on the road. It typically includes information such as citations for speeding, DUI charges, accidents, and any other infractions that could affect a person's driving privileges.

This record is critical for various reasons, including determining eligibility for certain driving privileges, and it may influence insurance rates or implications when a driver applies for new insurance. The collection of this data allows law enforcement and courts to assess a driver's safety and legal standing based on their past conduct behind the wheel.

The other options provided do not accurately capture the essence of a driving record. A list of all cars owned by a person relates to property ownership rather than driving behavior. Insurance claims refer to interactions between the driver and their insurance provider, not necessarily emphasizing a driving history. Finally, a compilation of driving speeds over time would pertain more to performance metrics rather than documenting legal infractions or incidents related to traffic laws.