What does the term "accumulation of points" imply for a Massachusetts driver?

The term "accumulation of points" in Massachusetts indicates the process by which points are added to a driver's record for traffic violations. Each violation carries a specific point value, and as these points accumulate, they reflect a history of driving infractions that authorities monitor closely.

This accumulation of points can lead to license suspension if a driver reaches a certain threshold. Massachusetts law stipulates that accruing a specific number of points within a defined time frame may result in penalties, including the suspension of the driver's license. This system is designed to encourage safe driving behavior and to identify drivers who may present a risk on the roads due to repeated violations.

The other options do not accurately reflect the implications of accumulating points. Reduced insurance premiums typically occur with a clean driving record rather than one that has points added. Points also negatively affect a driver’s record, contrary to the suggestion that they have no effect, and they certainly do not indicate a perfect driving record, which is associated with having no points or violations at all.