What could be a consequence of driving without valid insurance?

Driving without valid insurance can lead to significant legal penalties, as it is a violation of motor vehicle laws in most jurisdictions. The correct choice is that a fine and possible license suspension may be imposed. This reflects the legal requirement for drivers to maintain a minimum level of liability insurance to protect themselves and others on the road.

When a driver is caught operating a vehicle without insurance, law enforcement may issue a citation that typically includes a monetary fine intended to discourage this behavior. Additionally, there may be administrative repercussions, such as the suspension of the driver's license, which serves to further enforce compliance with the law. The goal of these penalties is to promote responsible driving habits and ensure financial responsibility in the event of an accident.

The other options do not align with the typical consequences of driving without insurance. A warning might occur in some instances, but it is less common as most jurisdictions aim to enforce strict compliance. Access to government subsidies is not a relevant consequence for uninsured drivers, as insurance coverage is often a prerequisite for receiving certain benefits. Finally, suggesting that there are no consequences if no accident occurs undermines the fundamental regulations designed to uphold public safety on the roads.